Balanced Smart Portfolio — Moderate Risk, Diversified Returns
Executive Summary

This portfolio serves investors who want reasonable growth without high volatility. It mixes equities, bonds, crypto satellite, and alternative income sources with regular rebalancing.

Allocation and Rationale

• Equities (50%): Core ETFs and select active names.

• Fixed Income (30%): High-quality corporate and government bonds.

• Crypto Satellite (5%): Small, risk-managed exposure to digital assets.

• Alternatives and Income (10%): REITs, dividend funds, and structured notes.

• Cash (5%): Tactical deployment reserve.

Rebalancing and Tax Efficiency

Quarterly rebalancing with tax-aware harvests to enhance net returns.

Results

Lower volatility than pure equity portfolios, steady returns and strong diversification benefits.