Retirement and Long-Term Wealth Portfolio
A balanced retirement portfolio prioritizing capital preservation, reliable income streams, and slow compounding growth.
- Client : Julian Ruiz Jr
- Duration : 6 Months
- Year : 2022
- Tags : retirement-portfolio , capital-preservation , income , long-term
- Website : Julians Portal
Retirement and Long-Term Wealth Portfolio — Capital Preservation Focus
Executive Summary
Built for clients approaching retirement or seeking capital preservation, this portfolio blends dividend-paying equities, fixed-income instruments, and defensive alternatives.
Asset Allocation
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Equities (40%): High-quality dividend payers and defensive sectors.
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Fixed Income (35%): Short-to-medium duration bonds, laddered yields.
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Alternatives (15%): Real assets and selective low-volatility alternatives.
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Cash (10%): Liquidity for distributions.
Income and Withdrawal Strategy
Designed for reliable income with a sustainable withdrawal plan and inflation-aware rebalancing.
Result and Client Outcome
Stable income, lower volatility, and a clear estate-transfer plan aligned with the client’s goals.